Mortgage Rates 2025 Forecast Usa. The mortgage bankers association forecasts a similar outlook for the end of 2025, projecting rates to slide to 6.1 percent. 2025 is an important one for the housing market, with mortgage rates playing a key role in the real estate landscape.

Overall, forecasters predict mortgage rates to continue easing, but not as much as previously thought. If inflation continues to dissipate and the economy cools or goes into a recession, it’s likely mortgage rates will decrease.